Reminder fees: definition
Reminder fees Can you raise if you as grantor financial damage is caused by Exceeding a payment deadline by the debtor. You have this in Sales contract defines and designates the Due date. arrears means that a customer has still not paid for the service or goods 30 days after the due date.
You can use reminders if your customers do not meet the payment deadline. However, there is a difference here between B2B-customers and those in B2C-Area. If you do not point out in the invoice to private customers that they will be in default in the event of payment delay and must pay fees, you can only send them with the Payment reminder Deferred.
Three-stage dunning procedure
The first step is then Payment reminder without legal consequences. It is not necessary for B2B transactions, as they automatically default when exceeded. You are aware that this may result in fees or interest.
If the debtor does not respond to the payment reminder, the first reminder. At the same time, you can also Reminder fees Raise. However, you should ensure that private customers are proportionate. You only charge them in the event of actual financial loss due to the delay in payment - for example for printing and postage by letter. Just like with business customers, you can Charge default interest. For B2B customers, you can search for Section 288 paragraph 5 sentence 3 BGB eine Reminder fee Raise from 40 euros. It does not apply to private customers.
The default interest rate for B2B customers is nine percent above the base interest rate and five percent higher for B2C customers. Then divide the annual interest rate by 365 days and multiply it by the number of days of delay.
Only with the second reminder Can you a Judicial payment procedure initiate.
3 types of fees
In reminders, you should always kindly his and a few days after the agreed payment term wait and seebefore you take further steps because the payment may also be delayed due to the bank. In addition, you should only calculate the actual costs of the damage caused.
The three types of fees already mentioned are reminder fees and the reminder fee as well as the default interest. You should yourself Decide on a fee and take into account the amount of the invoice and the relationship with customers individually.
